The referral partner
your clients will thank you for
Introduce your clients to a named specialist who will add genuine value. You earn referral income on every introduction that leads to a service. The relationship stays yours throughout.
• Independent • FCA-compliant • B Corp certified • 20+ years capital markets experience • Named contact on every account
WHAT WE DO
Expertise your clients need. Income you earn.
We work across the areas of finance that mid-market businesses consistently underserve: currency risk, treasury management, and working capital. When you introduce a client, we assess what they actually need and build the right solution. You stay informed at every step.
01
Fully Independent
We answer to our clients, not a private equity fund with a return target. That independence shapes every conversation we have and means we source a best fit solution rather than try to put everyone in the same box.
02
A named contact on every account
Your clients deal with a person, not just a platform. Every account has a dedicated contact who knows the business and picks up the phone.
03
Commercial finance through 250+ lenders
Trade finance, working capital, and development finance through a panel of over 250 lenders, with indicative terms typically within 24 hours.
What you get from the relationship
Referral income on every introduction
Earn a competitive referral fee on every client you introduce who takes a service in perpetuity. No hoops, no delays.
Kept informed throughout
Regular updates on referred clients. You always know where things stand, without having to chase.
A named contact, always
You and your clients always have a single point of contact. No overseas call centres, no ticket systems, no hold music.
20+ years of capital markets experience
Your clients get access to professionals who have worked at London brokers, investment banks, and hedge funds. That context matters.
No conflict with your existing offer
What we do sits alongside accountancy, legal, advisory, and finance broking, not in competition with it.
FCA-compliant and B Corp certified
A partner you can refer with confidence. Compliant with regulations and B Corp certified, and built to operate transparently.
WHO WE WORK WITH
Partners across professional services
We work with advisers and professionals who sit close to business finance decisions. Whatever your specialism, if your clients have financial complexity in their business, there is likely a conversation worth having.
What your clients actually get
Independently Sourced Rates on FX & Lending
Most businesses default to their bank. The margin difference, at scale, is significant. We show them exactly what they are paying.
Free, no-obligation review
Every new client gets a straightforward review of what they are currently paying and what a better arrangement would look like.
Forward contracts to remove uncertainty
Lock in a rate today for a transaction happening in three, six, or twelve months. Certainty on costs, regardless of where the market moves.
Finance and FX under one roof
Invoice finance, working capital, currency risk, and treasury management. One relationship, multiple solutions, no product pushing.
Funds held at tier-one banks
Client funds are safeguarded by our regulated e-money partners, not on a platform balance sheet. That distinction matters.
Transparent pricing, no hidden costs
We tell clients exactly what they are paying and why. No margin buried in the rate, no fees appearing after the fact.
Businesses we work alongside
Montford International Tax Advisers
There is something very special when you deal with Pathfinder FX We keep getting the same messages back from our clients.
Whether it be Adam or Gareth they are dealing with I keep getting back similar messages such as highly professional, always full of praise, that they listen, that they feel as if they are being treated as if it was their money that they were looking after.
Most certainly Pathfinder FX come highly recommended.
Geraint Davies - Director
Financial & Tax Planning for Superyacht Crew
We have worked with PathFinder FX for many years to provide excellent customer results for our shared clients.
Their knowledgeable team and proactive approach have been instrumental in obtaining these results, and we look forward to working with them in the years to come.
Brendan Thomson - Director
James Holyoak & Parker Chartered Accountants
We have worked closely with Pathfinder FX over a number of engagements and have consistently found their service to be of a very high standard.
Importantly, Pathfinder FX has successfully secured funding for our clients on multiple occasions, including arranging ongoing borrowing facilities to support project activity. Their ability to deliver practical outcomes, even in more complex situations, has made them a reliable partner for us.
We would have no hesitation in continuing to refer clients to Gareth and his team and would confidently recommend Pathfinder FX Limited to others seeking support with commercial lending and foreign exchange.
Rob Humpreys - Director