Send Money from the UK to the USA
Sending money from the UK to the USA is a common necessity for many people. Whether you're supporting family, investing in property, or managing business invoices, you need a service that is secure, fast, reliable, and affordable. Traditional methods are often frustratingly complicated, slow, and expensive, but PathFinder FX offers a smarter way. We combine cutting-edge technology with over 20 years of currency market experience to provide a user-friendly and safe way to send money from UK to USA. We believe in a personal approach, ensuring you have the most suitable solution that relates to your individual circumstances. With us, your funds will arrive on time and without the hefty price tag, backed by a service that prioritises your peace of mind.
HOW TO Send Money from the UK to the USA
Sending money to the USA with PathFinder FX is a straightforward process designed for your convenience. In just four simple steps, your funds can be on their way to a US bank account.
1. Create Your Account:
Sign up for a free PathFinder FX multi-currency account. The process is quick, easy, and gives you direct access to our team and a self-service platform if you prefer to do things yourself.
2. Confirm Exchange Rate & Fees:
We provide a fully transparent quote. You'll see the competitive exchange rate that incorporates our low fees before you commit, with no hidden surprises.
3. Send Securely:
Tell us where you want to send the money. You'll need your recipient's full name, address, and their US bank account details (account number and routing number). Confirm your transfer and fund it via a simple bank transfer from your UK account. We’ll handle the rest, ensuring your money is sent securely through our trusted, regulated payment partners.
Why Choose PathFinder FX for UK-USA Transfers?
Our key difference is the service you receive. At PathFinder FX, we are not a faceless platform; we are your personal currency experts. With over 20 years of experience in payments, our founders have built a service designed to put you first. This experience is vital—it allows us to suggest all the options available to you and spot potential issues before they become problems, ensuring your transfers run smoothly. As a registered B-Corp company, we are dedicated to the highest possible ethical standards and adhere to the strict principles that govern firms involved in the movement. Unlike banks or large competitors, you won’t face multiple departments or long call queues. You get direct access to an experienced specialist who knows you and understands your needs. We don’t believe in a one-size-fits-all approach. Instead, we act as your independent broker, leveraging our network of world-class, regulated partners like Currency Cloud, a Visa Solution, to find a suitable method for your specific needs. This means you get the best of both worlds: the security of major regulated institutions combined with a dedicated, personal service that saves you time and money.
Best ways to send money from the uk to the usa
There are several options for transferring money from the UK to the USA, each with its pros and cons.
Banks:
A familiar option, but typically the most expensive. They often charge high fees and add a significant margin to the exchange rate.
Money Transfer Apps:
Convenient for smaller amounts, but often offer a generic, one-size-fits-all service with limited support.
FX Services:
Specialist brokers like PathFinder FX are designed for international transfers. We offer a more cost-effective and efficient solution. By providing tailored service and access to better rates through our regulated partners, PathFinder FX stands out as the most reliable choice for your UK to USA money transfers.
At PathFinder FX, we believe in complete transparency.
Fees:
We charge a small margin included within the exchange rate, which is always displayed upfront.
Exchange Rates:
By working with our network of payment partners, we access highly competitive exchange rates. We are proud to offer one of the cheapest ways to send money to USA.
Transfer Times:
Most transfers to the USA are completed within 1-2 working days, a significant improvement on the 3-5 days it can take with some banks.
Costs, Exchange Rates and Transfer Times
How We Keep Your Money Safe
Your security is our top priority. While PathFinder FX is an independent broker, we ensure the safety of your funds by working with the following operational principles;
Regulated Partners:
We only work with counterparties like Currency Cloud and Visa, who are fully authorised and regulated by financial bodies like the UK's Financial Conduct Authority (FCA). This means when you transfer with us, your funds are handled by these regulated entities.
Segregated Funds:
Our partners are required to hold all client funds in your own named multi-currency account or segregated client accounts, completely separate from their own business accounts. Your money security is paramount – further details here (link to safeguarding page)
Proactive Protection:
Our team's 20+ years of experience allows us to proactively identify and mitigate risks related to fraud and operational errors. We combine this human expertise with our partners' advanced encryption and security protocols to give you complete peace of mind.
FAQS
What is the cheapest way to send money from the UK to the USA? A specialist FX broker like PathFinder FX is typically the cheapest way. We provide access to competitive exchange rates and and maintain low, transparent fees due to a low operating cost.
How long does it take to transfer money to the USA? With PathFinder FX, a transfer from the UK to the USA usually takes between 1-2 working days.
Can I send money to a US business account? Yes, you can send (and receive) money to both personal and business bank accounts in the USA. Typically, this will be US dollars but in theory it can be any other currency.
Is sending money to the USA safe with PathFinder FX? Absolutely. We are an independent broker that exclusively uses regulated payment providers. You have no financial exposure to PathFinder, and we constantly monitor the regulated partners we use to ensure they are adhering to best market practice.
