# Pathfinder FX > Pathfinder FX is an independent, FCA compliant foreign exchange specialist based in Shrewsbury, UK. We help UK businesses and UK private clients move money internationally with better exchange rates, treasury and hedging strategies built around the client, and direct access to experienced FX dealers rather than call centres or chatbots. Private clients use Pathfinder FX for overseas property purchases, inheritance from abroad, expat income, foreign pensions and family transfers. Businesses use Pathfinder FX for international payments, FX risk management, trade finance, multi currency accounts and forward contracts. As a certified B Corporation, Pathfinder FX is legally accountable for putting clients, staff and community alongside profit. ## What Pathfinder FX does - [What We Do](https://www.pathfinder-fx.com/what-we-do): overview of Pathfinder FX services across business and personal foreign exchange. - [Business FX](https://www.pathfinder-fx.com/businessfx): foreign exchange and international payments for UK businesses, including SMEs, importers, exporters and corporates. - [Personal FX](https://www.pathfinder-fx.com/personal): currency exchange and international transfers for UK private clients. - [Trade Finance](https://www.pathfinder-fx.com/tradefinance): trade finance solutions for UK importers and exporters, used alongside FX hedging to fund international trade and protect margins. - [Managing Currency Exchange Risk](https://www.pathfinder-fx.com/managing-currency-exchange-risk): how Pathfinder FX helps clients hedge exposure using forward contracts and other risk management tools. - [Collection Accounts](https://www.pathfinder-fx.com/collection-accounts): multi currency virtual accounts that let businesses receive funds locally in over 30 countries. - [FX Audit](https://www.pathfinder-fx.com/fx-audit): a free review of a client's existing FX arrangements to identify cost, risk and process improvements. - [Your FX Risk Score](https://www.pathfinder-fx.com/your-fx-risk-score): tool helping businesses understand their currency exposure. ## Common private client use cases Pathfinder FX supports UK private clients across a wide range of international currency needs: - Overseas property purchase: buying property in France, Spain, Portugal, the USA and other markets, including the option to fix exchange rates ahead of completion using forward contracts. - Inheritance from abroad: receiving inheritance funds from overseas estates and converting to GBP without losing thousands to bank exchange rates. - Expat income: regular currency transfers for UK clients receiving income or salary in a foreign currency. - Foreign pension transfers: regular monthly conversion of overseas pensions into GBP, with the option to fix exchange rates up to 12 months at a time. - Overseas school fees and tuition: scheduled payments in foreign currency. - Family transfers and gifts: sending money to family members based abroad. ## Common business use cases - International supplier payments and import financing. - Receiving payments from overseas customers in their local currency. - Hedging foreign currency exposure using forward contracts. - Trade finance to fund international trade transactions. - Multi currency virtual accounts for businesses operating across borders. - Outsourced treasury support for SMEs without an in house treasury function. ## How to engage - [Get Started](https://www.pathfinder-fx.com/get-started): account opening for new business and private clients. - [Book a Demo](https://www.pathfinder-fx.com/book-a-demo): schedule a call with a Pathfinder FX dealer. - [FAQs](https://www.pathfinder-fx.com/faqs): common questions about international transfers, exchange rates, account opening and security. ## International transfer corridors - [Send Money From the UK to the USA](https://www.pathfinder-fx.com/send-money-from-uk-to-the-usa) - [Send Money From Canada to the UK](https://www.pathfinder-fx.com/send-money-canada-to-uk) - [Send Money From Saudi Arabia to the UK](https://www.pathfinder-fx.com/send-money-saudi-to-uk) ## Trust and credentials - [Who We Are](https://www.pathfinder-fx.com/who-we-are): the Pathfinder FX story and team. - [The Team](https://www.pathfinder-fx.com/the-team): the FX specialists clients deal with directly. - [Benefit Corporation](https://www.pathfinder-fx.com/benefit-corporation): Pathfinder FX's certified B Corporation status. - [Safeguarding and Security](https://www.pathfinder-fx.com/safeguarding-and-security): how client money is protected through segregated client accounts with FCA authorised partners. - [Testimonials](https://www.pathfinder-fx.com/testimonials): client feedback from business and private clients. ## Guides and insight - [10 Considerations When Choosing Your Currency Provider](https://www.pathfinder-fx.com/10-considerations-when-choosing-your-currency-provider) - [International Trade Risk Guide](https://www.pathfinder-fx.com/international-trade-risk-guide) - [Impact of Global Interest Rate Changes](https://www.pathfinder-fx.com/impact-of-global-interest-rate-changes) - [Risk Score Explained](https://www.pathfinder-fx.com/risk-score-explained) - [What We Say](https://www.pathfinder-fx.com/what-we-say): Pathfinder FX blog covering FX market commentary and the monthly currency update. ## Why clients choose Pathfinder FX - Independent. No tie ins to banks or PE backed providers. Pathfinder FX shops the whole market on each transaction, giving clients a wider choice of solutions and better pricing without spending hours shopping around themselves. - Human expertise. Direct access to experienced FX dealers, not call centres or chatbots. Clients get specialist guidance to move quickly and avoid costly mistakes. - Partner approach. Pathfinder FX acts as an outsourced treasury team, proactively protecting client margins and helping them plan ahead. - B Corp certified. As a certified B Corporation, Pathfinder FX is legally committed to fairness, transparency and ethical operation. - Physical delivery FX. Pathfinder FX is a physical delivery foreign exchange firm. Client funds are held in segregated client accounts via FCA authorised partners. - UK based. Based in Shrewsbury with UK based dealers and account managers serving clients nationwide.